Sand & Gravel Program
Purpose-built commercial auto liability coverage for dirt, sand, gravel, and construction material haulers.
Ideal For These Operations
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Dirt, Sand & Gravel Hauling
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Building Materials Transport
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Construction-Related Classes
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Debris Removal & Site Cleanup
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Fleets: 1-25 Power Units
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Radius: Up to 300 Miles
Program Requirements & Guidelines
Here's everything you need to know about qualifying for coverage and what documentation we'll need from you.
Eligibility Guidelines
Cameras and ELDs Required
For all vehicles
For all vehicles
DOT # Required
Must have valid DOT number
Must have valid DOT number
New Ventures Considered
Even if less than 2 years in business
Even if less than 2 years in business
All Drivers and Vehicles Must Be Scheduled
To extend coverage
To extend coverage
Minimum 2 Years Driving Experience
With similar vehicles
With similar vehicles
Dump Trucks Must Be Fully Tarped
Required for all dump truck operations
Required for all dump truck operations
3 Years of Loss Runs Required
Complete claims history documentation
Complete claims history documentation
Required Documentation
MVRs
Motor Vehicle Records for all drivers
Motor Vehicle Records for all drivers
Completed Application
Full business and operations details
Full business and operations details
Vehicle Schedule
Complete list of all vehicles in your fleet
Complete list of all vehicles in your fleet
Driver Schedule
All drivers with experience details
All drivers with experience details
Loss Runs
3 years of claims history
3 years of claims history
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Speed Up Your Quote
Having all required documentation ready when you submit significantly speeds up the process. Complete submissions typically receive quotes within 24-48 hours.
Ready to Get Started?
Submit your application today and let our experienced underwriting team provide you with a competitive quote tailored to your operation.
Questions? Email us at quotes@insuratruckrrg.com
Give Us A Ring 865.444.8665